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Terms And Conditions

  1. 1. Swarnadhaara Monthly Saving Plan A. Swarnadhaara Order Redemption At the end of the 330 days (i.e., joining date + 329 days) Example: A customer joins Swarnadhaara on 15th January + 329 days I.e., 10th December of the same year will be the redemption date. B. Maturiy Maturity is on completion of the 330 days and this tenure of 330 days cannot be extended under any circumstances. C. Refund Refund is not permitted of the 330 days and this tenure of 330 days cannot be extended under any circumstances. D. GST and other Levies GST and other Levies will be charged extra as per government norms. E. Eligibility Wavier of upto maximum 50% VA will be given only if EMA payments are paid continuously without any default. F. Refund In case of default, there will be no discount on V.A. Instead, customer can purchase the jewellery based on the installment amount paid. The member can choose weight-based option or value-based option upon maturuty at the time of purchase. Commences with Minimum Installment Rs.2000