1. 🟡 Gold Silver Saving Scheme – Basic Conditions
• Fixed monthly installment throughout the scheme period
• Installment to be paid on or before the due date every month
• Monthly amount cannot be changed once enrolled
• Scheme benefit applicable only after successful completion
• Gold rate applicable on date of redemption (22K showroom rate)
• Redemption only against gold jewellery / gold coins
• No cash refund or cash settlement
• Scheme is non-transferable
• Early closure allowed, but no scheme benefit applicable
• Making charges, GST, stone & wastage charges extra as applicable
• Scheme benefit cannot be combined with other offers
• Prior intimation required before redemption
• Redemption to be done in single bill only
• Valid ID required at time of redemption
• Jewellery subject to design & stock availability
• Any balance amount to be paid by customer if jewellery value exceeds scheme amount
• Scheme to be redeemed within specified time after maturity
• Customer must update any change in contact details
• Management reserves the right to modify or withdraw the scheme
*Missed installments may lead to loss of scheme benefit
• Installments once paid are non-refundable
• Scheme amount cannot be adjusted against old bills or previous balances
• Gold coins redemption subject to availability
• Exchange of old gold, if any, will be as per prevailing showroom policy
• Advance booking of specific designs is not guaranteed
• Diamond / stone jewellery eligible only if scheme allows
• Scheme benefit applicable only on gold value, not on taxes or charges
• Any government tax changes will be applicable at time of billing
• Customer consent is required for scheme enrollment
• Scheme terms applicable as on date of joining
• All disputes subject to local jurisdiction only
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Please read and understand all scheme terms before joining.
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